Complementary health insuranceInterest in na started to increase day by day. Particularly after the COVID-19 outbreak and after March, insurances included coronavirus treatment costs in health insurance, interest in the system increased by 50 percent in a year.
COMPLETES ALL KINDS OF DIFFERENCE FEE
Complementary health insurance is an advantageous private health insurance type that covers employees covered by the SSI, such as workers, civil servants, tradesmen. Those who have this insurance have the right to use all hospitals that have a contract with SGK. Complementary health insurance covers all treatment expenses that SSI does not cover or exceed the wage limits in private hospitals contracted by SGK. In other words, the insurance complements any difference fee above what SSI pays to the private hospital where the person has been treated. Thus, the insured can have all their treatment without spending any money and health problems are no longer an expense item.
The prerequisite for obtaining complementary health insurance is that the person has SSI. Employees with SSI can get complementary health insurance by going to an insurance company of their choice. The age limit for insurance can be up to 65, although it varies from company to company.
BOTH FOOT AND BED
Complementary health insurance is valid for both outpatient and inpatient treatments. Insured persons do not pay any fees for their treatment in private hospitals, but a certain number of examinations is usually set for outpatient treatments. This limit differs from company to company. There is no upper limit for inpatient treatments.
EMPLOYEES CAN ALSO HAVE DONE FOR THEIR FAMILIES
Children under the age of 18 can also get supplementary health insurance, as the General Health Insurance (GSS) is paid by the state. For newborns, an insurance policy can be issued alone 15 days after birth.
Complementary health insurance can also be taken out by students whose mother or father is a member of SSI. These people up to the age of 24 need to inform SSI with a letter they will receive from student affairs that they are students, then they can choose according to the plan and hospital network they want and obtain insurance.
On the other hand, employees can take out supplementary health insurance for their families. If there is only one employee in the family, that person is entitled to insurance for both his wife and children. In this case, it is necessary to pay a separate supplementary health insurance premium for each individual insured.